This book focuses on the global landscape in which insurance is transacted and where it is evolving driven from within by transformative technologies and externally by the necessity to address risks like climate change and health crises such as the COVID-19 pandemic. It discusses the dynamic challenges and opportunities that lie ahead for the industry in areas such as　on-demand insurance embedded insurance parametric insurance autonomous vehicles the rise of fintech the cyber risk landscape and through initiatives driven by distributed ledger technology or blockchain solutions. Moreover it covers the major external challenges confronting the global insurance market such as the growing insurance protection gap in relation to the affordability and insurability of natural catastrophes and climate change and pandemics like COVID-19. This book examines innovations in insurance driven by the industry as well as externally imposed changes and dynamics impacting the industry. It describes these changes the industry’s responses and the legal framework in which they occur. It canvasses additional regulatory and law reform initiatives that may be necessary to achieve an effective balance between the various competing interests. The book is the first to address these matters holistically with a particular focus upon insurance law it will describe these changes and industry responses and the legal framework in which they occur. The Global Insurance Market will be directly relevant to legal professionals insurers insurtechs fintechs brokers CEOs of insurance companies risk managers legal counsel academics researchers the judiciary and policy makers. It will also serve as a valuable resource for students of all levels. | The Global Insurance Market and Change Emerging Technologies Risks and Legal Challenges